^^ That's a loaded question. Only YOU can decide what is best for YOU.
Alaska's guide to the all inclusive keep or swap question: (Take notes, there'll be a test)
1. Research
2. Count your currency
3. Repeat step #1
4. Spend currency based on previous 3 steps.
5. Do work (Or pay someone to do work)
6. Consume liquid and enjoy step #5 results
/ thread