I was at a light and it turned green..... the first car went but the second car did not and the third car accelerated real fast and slammed on the brakes because the second car was not moving..... unfortunately i was the fourth car and rear ended the third car.... anyway if that doesn't make sense my hood im smashed up big time..... and my bumped is pushed back and it dented the passenger fender.... my question is i know i've herd of this before but the place i'm taking it to to get the s**t fixed is called master tech and there like known to do hooked up cars and s**t... i've heard of people getting carbon fiber hoods and what not but would insurance cover it if i got a carbor fiber hood and are they cheaper then the oem hoods?? it sucks because the car i hit had no damage on it..... but anyway somebody please post something if you know anything with insurance and taht s**t