Couple of pics from my accident

Totalled or not?

  • Totalled

    Votes: 6 75.0%
  • Not totalled

    Votes: 2 25.0%

  • Total voters
    8

00_Civic_Si

BrokenEM1
Registered VIP
5+ Year Member
A couple of you wanted to see it, so I decided i'd just make a thread about it. Here you guys go.




 

vjf915

New Member
Registered VIP
Registered OG
5+ Year Member
It really depends on how much the car is worth....but I would say it's going to be damn close.
 


anfrey

OG スバリスト
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
20+ Year Member
depends on frame damage and how deep your rear end got pushed in. this is how my previous wrx got totalled. i had over $7k in damage from the rearend damage alone...
 

civicfan111

Fujiwara's Tofu Shop
Registered VIP
5+ Year Member
my guess is, its a civic, it'll be totaled, thats why i fixed my front end my self. insurance for sure would have totaled it.
 


JohnS.

BANGARANG
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
depends on frame damage and how deep your rear end got pushed in.
This. Considering it's an old car and it's a Civic, I'd say it's totaled.
 

pls

New Member
Registered VIP
5+ Year Member
Yup, its a civic so i'll say, totaled aswell
 

00_Civic_Si

BrokenEM1
Registered VIP
5+ Year Member
Welp, I went into Tracys Body Shop here in Lincoln, and had a chat with the lady that does estimates.

Amount in parts - ~$5,200

Amount car is worth - $5,650

It's most likely totalled but she said it's right on the line. My insurance is going to call me here in the next few days and see what they think.
 

vjf915

New Member
Registered VIP
Registered OG
5+ Year Member
Pretty sure that totaled is repairs that cost upwards of 80% of the cars value. What you showed gave us is 92% of the cars value.
 

anfrey

OG スバリスト
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
20+ Year Member
your car's actual cash value should be computed using NADA values (not KBB values) since that's what insurance companies use as a guideline. you're sitting at 92% of total value with your numbers. that's totaled. i'm fairly certain nebraska uses the 75% rule.

here's what you're looking at now:
a) title for cash - you give up the car, give them the title, and they give you a check for NADA value. you are able to negotiate the dollar amount and don't have to take their initial offer.
b) keep the car - you keep the car in its current state, they give you the NADA value minus salvage vehicle value.
 

00_Civic_Si

BrokenEM1
Registered VIP
5+ Year Member
your car's actual cash value should be computed using NADA values (not KBB values) since that's what insurance companies use as a guideline.

you're sitting at 92% of total value with your numbers. that's totaled. i'm fairly certain nebraska uses the 75% rule.

here's what you're looking at now:
a) title for cash - you give up the car, give them the title, and they give you a check for NADA value. you may be able to negotiate the dollar amount a bit.
b) keep the car - you keep the car in its current state, they give you the NADA value minus salvage vehicle value.
Yeah they use the 75% value.
I plan on just giving the car up. I don't like red too much, and that car is just a money pit.
 

civicfan111

Fujiwara's Tofu Shop
Registered VIP
5+ Year Member
Swap out aftermarket parts for stock like rims and stuff b4 yu give it up.
 

anfrey

OG スバリスト
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
20+ Year Member
sorry about the bad fortune. it really sucks. if you have rental on your insurance you'll have a rental car for maybe a week while you find your next vehicle. start your search NOW. don't delay. i had to go a couple weeks without a car when my silver subie got totaled while i found another car
 

vjf915

New Member
Registered VIP
Registered OG
5+ Year Member
sorry about the bad fortune. it really sucks. if you have rental on your insurance you'll have a rental car for maybe a week while you find your next vehicle. start your search NOW. don't delay. i had to go a couple weeks without a car when my silver subie got totaled while i found another car
Pretty sure he is too young to get himself a rental. At best, his parent can get the rental and he can drive parents car.
 

anfrey

OG スバリスト
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
20+ Year Member
Pretty sure he is too young to get himself a rental. At best, his parent can get the rental and he can drive parents car.
not if it's part of his insurance policy... when my civic was in the shop back in 2000 (i was 19 at the time), the rental coverage on my policy enabled me to rent a dodge dakota for $20/day while she got fixed
 

vjf915

New Member
Registered VIP
Registered OG
5+ Year Member
It must depend on the state and insurance company. In NJ you can't LEGALLY rent a car until at least 21, and most places won't rent to under 25.
 

anfrey

OG スバリスト
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
15+ Year Member
20+ Year Member
yeah in indiana you can't rent a vehicle on your own if you're under 21. however, when it's a provision in an insurance policy, it's allowed. mostly because the vehicle is covered by the person's insurance policy and the ins company is footing the bill.
 

MistahJuice

100% real juice
Registered VIP
5+ Year Member
10+ Year Member
Damn dude thats all bad. Well what I really want to know is are you planning on getting a cheaper civic and getting a head start on mods/swap/exterior etc or do you think your gonna go for a different car?
 

00_Civic_Si

BrokenEM1
Registered VIP
5+ Year Member
Damn dude thats all bad. Well what I really want to know is are you planning on getting a cheaper civic and getting a head start on mods/swap/exterior etc or do you think your gonna go for a different car?
I plan on getting another ej8, just black or VSM this time. I'm keeping my rims and stuff too.
 

vjf915

New Member
Registered VIP
Registered OG
5+ Year Member
Getting over $5k, and you're getting another Civic?!?! I would get me a daily beater for about $1.5k, then use whatever is left to start a nice build. It's easier to work on a car when it's not your daily driver.
 

Osiris19

oilBurner
Registered VIP
Registered OG
5+ Year Member
10+ Year Member
In PA, they also don't allow anyone to rent a car under 21. And it sucks about your accident. I had one only on the left taillight and it cost $1000 worth of damage. I sold the car and have my hatch now. :]
 


Top