What are you doing / did you do today / CHAT THREAD

[JeffBel]

don't you have winter tires?

No these rims have the all seasons

 

[takeachance]

I'm going to assume you either pay out the ass, or you have pristine credit/driving history. My insurance company would laugh at me if I asked for that, or tell me to bend over and bite the pillow, cause they're going in dry.

Havent had a ticket in 5 years or so, and my insurance agent is a family friend who has done business with my family for 3 generations so I don't pay much at all. It's good to know people. I also guess that since I built and maintain their web site doesn't hurt at all either :p

 

[Failsafe88]

how much do you actually pay for insurance

 

[anfrey]

you can't compare numbers without comparing coverage as well, though....

 

[Failsafe88]

i know what i pay and what my rates are so after seeing what he has makes me wonder.

 

[young_]

I pay 85 a month for compressive.


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[TokyoSkies]

Mine WAS $60 a month for comprehensive, but it recently went up to $90. Don't know why. I had heard California was hiking insurance costs, but that seems a bit much. I did get a red light ticket on a f**kin' bicycle a while back, and got convicted of it, though.

 

[anfrey]

i pay $2002/yr (comes out to $171/mo) for three cars (02 wrx, 00 mr2, 98 obs) with two drivers (my wife and i)

here are my coverages with liberty mutual:
- 100/300/100 BIPD
- 100/300 uninsured/underinsured
- $10k medical
- $0 comprehensive deductible
- $500 collision deductible
- $30/90 rental car coverage
- $200 towing coverage
- bettercar replacement (if any car gets totaled, the money they pay will cover the same car but a model year newer)
- employee parking guard ($0 deductible for vandalism when parked at work, $2500 coverage for property loss w/ $50 deductible)


yes, this is the cheapest i've ever been insured at. i used to pay more than i pay now on just ONE car with less than half the coverage and higher deductibles.

 

[TokyoSkies]

i pay $2002/yr (comes out to $171/mo) for three cars (02 wrx, 00 mr2, 98 obs) with two drivers (my wife and i)

here are my coverages with liberty mutual:
- 100/300/100 BIPD
- 100/300 uninsured/underinsured
- $10k medical
- $0 comprehensive deductible
- $500 collision deductible
- $30/90 rental car coverage
- $200 towing coverage
- bettercar replacement (if any car gets totaled, the money they pay will cover the same car but a model year newer)
- employee parking guard ($0 deductible for vandalism when parked at work, $2500 coverage for property loss w/ $50 deductible)


yes, this is the cheapest i've ever been insured at. i used to pay more than i pay now on just ONE car with less than half the coverage and higher deductibles.

Probably the only benefit to getting older: lower insurance rates! When I insured my Evo when I was 19, it was $425/mo! Now, the same car with full coverage, is like $85. Crazy.

 

[anfrey]

yeah, when you're young, insurance costs more than car payments do... even for crappy 50/100 coverage

 

[JeffBel]

yeah, when you're young, insurance costs more than car payments do... even for crappy 50/100 coverage

Yep. Not too worried about my car since I've already got my value out.
Got a call from them today, supposedly they had to tow it last night, not sure if I believe it since I watched them drive away with pretty much a scuffed rim. So I'm planning on paying my deductible.
Looking at another car today. And #1 has got me super stressed out for no reason

 

[Sleeper EG8]

Yep. Not too worried about my car since I've already got my value out.
Got a call from them today, supposedly they had to tow it last night, not sure if I believe it since I watched them drive away with pretty much a scuffed rim. So I'm planning on paying my deductible.
Looking at another car today. And #1 has got me super stressed out for no reason

Glad your okay bud but what car are you looking at?

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[JeffBel]

It's a DC

 

[Failsafe88]

Damn you old people and cheap insurance lol. I can't wait till my bday this year insurance going down lol.

 

[emerican]

i pay every 6 months, but it comes out to around 75 a month for
liability with uninsured motors, free towing, animals, a good bit of medical and something else i forgot lol.

 

[Failsafe88]

i would have to look mine up but i think mine for 3 cars is around 300

 

[mymmeryloss]

I pay $95 a month for three vehicles. Full coverage on the Dodge and the Honda and liability on the mazda until it runs...

 

[Abailey21]

I pay about 120 a month for full coverage on two vehicles. It was about 75 but my wife t-boned a guy for "following to close" when the dude hit a manhole and his car went from 45 to 0 in about 8 feet. that was like 5 years ago so that should fall off soon.


Went to watch the Lightning players practice today, went to look for a new TV (wife doesn't think we need a 70" television. Hit up the grocery store and now relaxing till we get her jeep back from getting a new ignition cylinder installed

 

[RealRabbit]

I pay 96 for two vehicles, two drivers, 500 dollar deductible, and rental car option.

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[Failsafe88]

I pay $95 a month for three vehicles. Full coverage on the Dodge and the Honda and liability on the mazda until it runs...

What are your deductibles and everything else. This just seems dirt cheap.