Believe it or not...

[toneekay]

They can also handle s**t through phone or online as well; just something to look into...

 

[Billy.]

yeah i went to 3 banks and a credit union. the credit union didnt even want to offer a loan without me having an account with them. on top of that i had to have the car already registered in my name with the DOT and have tags on it ... like how the f**k do you own a car before buying it?? the banks didnt want to offer a used car loan for a model older than 6 years. when i asked about personal loans they all said the interest rate would be around 12-16% and they wouldnt do more than 24months of payments = about $360-380 a month.. f**k that.

nice sig tony . ur gonna get an infraction for the size though

 

[Mr. Jollypants]

You should look into opening an account with a Credit Union. They don't have the fee's that banks do, they aren't a "For-Profit" institution, you own a part of the credit union when you open an account, I honestly have no cons for credit unions.

 

[JdmPrncss]

You should look into opening an account with a Credit Union. They don't have the fee's that banks do, they aren't a "For-Profit" institution, you own a part of the credit union when you open an account, I honestly have no cons for credit unions.

Yeah a Credit Union depends soley on its clients for its support, where as a bank gets help from the government. That's why they are more lenient.

 

[Mr. Jollypants]

A bank is a For-Profit business, the credit union is not. I don't get charged overdraft fee's, maintenance fee's, I get a pretty decent interest rate on my saving account as well.

 

[JdmPrncss]

A bank is a For-Profit business, the credit union is not. I don't get charged overdraft fee's, maintenance fee's, I get a pretty decent interest rate on my saving account as well.

Well banks have accounts where there is no maintence fee... And the CU's around here do have OD fees...

 

[Mr. Jollypants]

Well banks have accounts where there is no maintence fee... And the CU's around here do have OD fees...

Is your's a government credit union?

 

[toneekay]

I love this sig actually!

 

[Mr. Jollypants]

 

[NYGraFFit1]

omg!!NoRegrets that's Genius!

 

[Mr. Jollypants]

I figured I'd try something new and not the boring "You're signature has been removed for blah.. blah.. blah."

 

[Billy.]

I'm a dip s**t and didn't keep my sig within rules, so now I have this awesome signature by No Regrets!

I figured I'd try something new and not the boring "You're signature has been removed for blah.. blah.. blah."

lmfao

i have a free checking acount with a southeastern bank, first citizens, and havent had any problems. they've never charged me for anything. i couldn't justify closing the account after 7 years to transfer to a CU that offers the same things..

 

[Bheims]

so if you have to choose...what would it be the s2k or the em1

 

[JdmPrncss]

Is your's a government credit union?

No it's just a community credit union

 

[Billy.]

so if you have to choose...what would it be the s2k or the em1

uhm.. both


just fyi for anyone interested. its cheaper to insure a 2002 S2K than it is a 2000 Civic Si. What the funk

 

[pmac193]

just fyi for anyone interested. its cheaper to insure a 2002 S2K than it is a 2000 Civic Si. What the funk

never would have thought that